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When in Doubt, Trust the Data

Are you feeling a little bit down and out about not seeing the performance you expected or had hoped for in your investment efforts?...

Small Steps Matter More

Everyone wants big wins. We want to be the first. We want to have a big breakthrough in our work, in our lives. If I daresay, we live for...

A Personal Experience of Burnout

I decided to do a personal update for this post. How quickly time flies. It is now mid-year. And a good time to review the year, if you...

Fooled by Winners

Earlier, I wrote an article about survivorship bias. We love to study success stories and we try to emulate these people, but we fail to...

Do we get a lot on personal finance wrong?

An interesting article appeared in The Straits Times on 14 January 2023. Written by Tim Harford, the title was a deliberate click bait...

New Beginnings and Good Old Habits

2023 has begun. How do you feel? Since 2020, life has changed so much. Circuit breaker, restricted movements, a new work-from-home...

2022, Looking Back

As I write this reflection, Michael Buble’s lyric punctuates the air: “It's the most wonderful time of the year”. The season of...

How Can We Prepare for Black Swan Events?

In this article, I write about some steps we can take to prepare for black swan events i.e. unpredictable, possibly catastrophic, events...

What Would You Do on Your Last Days?

If you knew today was your last day, what would you do? I was on holiday in June when I received word that my uncle had suddenly passed...

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